Stay In Your Home WNY

Welcome

During these turbulent times created by the world-wide COVID-19 pandemic, many of us are struggling financially.  If you have found yourself in a situation where your household is behind in its monthly mortgage or tax payments, we can help you!

This website has been put together as a way to help you know what assistance there is to help you during this time of need.

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Valuable Information

Open letter to homeowners Download Here

Stay In your Home Packet  Download Here

List of Servicers Download Here

Additional Foreclosure Resources Download Here

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State and Federal Foreclosure Information

The New York State Department of Financial Services  (DFS) has helpful information on Coronavirus and the current restrictions and moratoriums in place in New York State. Click Here

DFS also has information on resources for New York homeowners facing potential foreclosure issues. Click Here

The Consumer Financial Protection Bureau (CFPB) has more information on federal programs and moratoriums related to foreclosure. Click Here

More information from the CFPB about mortgage foreclosures can be found here. Click Here

CARES Act Mortgage Forbearance: What You Need to Know — consumerfinance.gov.  Click Here

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Other Useful Information

M&T Bank has several pages with resources for homeowners behind on their payments.  Here are answers to some frequently asked questions Click Here

If M&T Bank is your Mortgage Servicer and you are behind on your payments, you can find next steps and information about options available to you here Click Here

Wells Fargo has a useful page with more frequently asked questions about falling behind on mortgage payments and COVID-19 Click Here

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